Insurance Planning

We believe insurance is essential to any comprehensive financial plan. Insurance can help protect you and your family face unforeseen events and hardships.

Our insurance planning division, Innovative Insurance Advisors (IIA), allows us to handle all our client’s needs. The goal of IIA is to help individuals, families, and businesses obtain maximum financial potential by protecting and insuring their incomes, lifestyles, and assets.


What We Can Do for You



Insurance Planning

All our team members are licensed Insurance Producers by the Michigan Department of Insurance and Financial Services. Some life insurance policies provide tax-advantaged savings that you can draw on to meet your financial goals. We can guide you through the process of setting up a policy to best fit your financial plan.



One of our goals at IFG is to ensure our clients understand Medicare and how it works before they reach retirement. Not one size fits all; hence we look at everyone’s situation individually. We work with clients in the areas of Medicare supplements, Medicare Advantage Plan options, as well as stand alone Part D Rx Drug Plans.  


medicare planning


Employee Benefits

No matter the size of your company, we can help you put together an attractive retirement benefits package for your employees. We also offer planning, consulting, and communication meeting of other employee benefit plans, including health savings and reimbursement accounts and disability income protection.

We offer solutions for:

  • Health
  • Dental
  • Life – Term & Permanent life insurance
  • Disability – Short-term & Long-term
  • Vision
  • Long Term Care
  • Business Travel/International
  • Section 125 Cafeteria Plans
  • Wellness Programming
  • FSAs/HRAs/HSAs