David Lee Cobb ChFC®, CLU®, RFC®, LIC®, LUTCF®, CLTC®

Founder | President

David has been consulting and advising since 1990. He earned his Bachelor of Business Administration (BBA) with an emphasis on Accounting and Finance from Western Michigan University.

David helps his clients protect their incomes, lifestyles, and assets through prudent and careful planning. Whether he is helping his clients achieve their retirement savings goal or apply for an annuity, David serves his clients with utmost care.

In his spare time, David enjoys collecting wine, spending time with friends and family, and staying active. This year, he picked up playing pickle ball regularly.

Ami Doubblestein

Director of Operations

For over 20 years, Ami and David have worked with hundreds of West Michigan business owners with the goal of maximizing employee benefit plans. Ami earned her B.A. in Public Administration from Grand Valley University in 1997.

Ami is passionate about helping people obtain timely and affordable medical care. She prides herself in being exceptionally service responsive and efficient.

In her free time, Ami can be found watching her children’s sports games. She also enjoys traveling and camping with her family.

Ryan Coil

Insurance Agent

Ryan has been with Innovative Insurance Advisors, LLC since 2017. When not working at IIA, Ryan is a full-time Law Enforcement Officer with Kent County Sheriff’s Department.

Ryan specializes in annuities and insurance products. He prides himself in his use of a holistic planning process to provide his clients with an interactive and educational experience in creating, protecting, and preserving their wealth and lifestyles.

During his downtime, Ryan enjoys spending time with his wife, two kids, and dog. Ryan loves travelling; his favorite travel destinations are the Caribbean, the mountains of Colorado, and the Blue Ridge Mountains.

Orson E. Coe, II

Insurance Agent

Orson has been affiliated with Innovative Financial Group, LLC for 15 years and has over 35 years of experience in the insurance world. He graduated from Albion College with a Bachelor of Business Administration (BBA).

Whether helping a client create a comprehensive financial strategy or apply for insurance, Orson is considerate and adds humor in his interactions. 

In his spare time, Orson enjoys walking around his neighborhood with his wife and helping his grandson practice sports. He also enjoys playing golf and tries to catch the endings of Hallmark movies so he can see the final kiss.

Averi Cumings

Marketing Specialist

Averi joined Innovative Financial Group, LLC in July of 2020 to further her knowledge about insurance and finances and help oversee the company’s online presence. Averi earned her B.S. in Applied Health Science with an emphasis on Mathematics from Wheaton College.

In addition to her primary job functions, Averi assists with client services. Whether managing appointments, running advertisement, or updating the company website, Averi applies passion and creativity to her work.

In her free time, Averi can be found spending time with friends and family, being active outdoors, or in the kitchen trying out a new recipe. Her favorite meal to cook are Korean tofu dumplings.